First Time Buyers Guide to Buying a Home

Buying a home for the first time is one of those life defining moments – that giddy feeling of success is so great and all of that hard work saving for a deposit has now paid off. So, what happens next, once you have got to that part?

The next thing to do is to secure a mortgage offer in principle. This is essential as you will need to know how much you can afford to pay back and also what your budget is when it comes to searching for a property.

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Once you have done this you can then start looking! Get in touch with some local estate agents and let them know what you are looking for and your budget and they will be able to contact you if anything comes up that you might be interested in.

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Have a look around some properties – you can go back more than once so don’t worry if you miss something g the first time around. When you are looking around a property try to make a mental not of what you like about it, what you would like to change and what you can compromise on – can you imagine yourself living there?

Once you have made an offer and been accepted then you will need to get the legal side moving. Contact the mortgage company and a solicitor, and you will also need to find someone like this building survey Chelmsford based company to do a survey on the property and make sure there aren’t any hidden problems like subsidence or structural damage.

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